DMCC Tradeflow: Streamlining access to trade finance

DMCC Tradeflow is a digital platform that enables the registration of possession and ownership of commodities stored in approved facilities across the UAE. The platform creates secure digital records that businesses and financial institutions can use to support commodity financing transactions.

Tradeflow supports a range of financing solutions, including inventory financing, specialised programmes for jewellery, precious stones and precious metals, and Shariah-compliant Commodity Murabaha transactions. It provides the infrastructure that helps businesses and financial institutions complete these transactions in a secure and efficient manner.

296,000

Islamic Finance transactions registered in 2025

AED 1.32 trillion

Value of Islamic Finance transactions registered in 2025

AED 2.97 billion

Worth of Gold financed in 2025

12.5 million

Carats of diamonds handled by Tradeflow in 2025

Inventory financing

DMCC Tradeflow provides a secure digital platform for registering commodities stored in approved UAE facilities. The platform enables businesses and financial institutions to record ownership and create electronic warehouse warrants that can be used to support inventory financing.

Commodities such as tea, coffee, jewellery, and precious stones etc. can be registered on Tradeflow and pledged as collateral to financial institutions while remaining safely stored. This allows businesses to use their inventory to support financing without selling the underlying commodities.

For diamond and precious stone traders, Tradeflow supports a collateralised financing programme that enables rough diamonds to remain in the trader's possession while serving as collateral. Jewellers can also register RFID-tagged inventory on Tradeflow, allowing Tradeflow warrants to support financing against their retail inventory.

Islamic finance

DMCC is at the forefront of advancing the Islamic finance industry globally through its commitment to innovative, Shariah-compliant finance solutions. The DMCC Tradeflow platform is central to this effort; it is tailored to cater exclusively to cater to Islamic financial institutions, offering them an efficient 24/7 Commodity Murabaha transaction facility. Members can engage in the buying and selling of a range of Shariah-compliant commodities, encompassing metals and food stuff. The platform is recognised for its compliance, having been endorsed by authoritative bodies and awarded for its excellence in Islamic finance.

Another cornerstone product is Salam, a Shariah-compliant financing mechanism for advanced payment for future goods delivery. This solution is ideal for buyers seeking specific commodities with upfront payment, ensuring compliance with Islamic principles.

Underpinning these services is DMCC’s Internal Shariah Supervisory Committee, currently comprised of esteemed scholars:

• Dr. Jassim Ali Al Shamsi

• Dr. Mohamed Ali Elgari

• Dr. Salim Ali Al-Ali

Their expertise ensures strict adherence to Shariah principles across all DMCC financial products and services. This committee's role is crucial in maintaining the integrity and compliance of DMCC's Islamic financial offerings.

img-woman-in-hijab-looking-out-the-window

Register your ownership of commodities stored in UAE facilities.

Gain access to financing options.

Shariah-compliant solutions.

Pledge your inventory without relinquishing possession.

Benefit from DMCC's collaboration with the global commodities industry.

DMCC’s Warehouse Inspection and Ratings Programme sets the standard for warehouse certification, to provide an authoritative " -star" rating system. The initiative is strategically designed to quantify and improve warehouse operations, aligning them with DMCC’s rigorous criteria for quality and safety.

The programme serves as a strategic tool for warehouses, steering them towards operational excellence and compliance with the highest industry standards. For financial institutions, the transparent ratings ensure a reliable measure of warehouse quality, offering a robust level of assurance in their operational integrity. For traders, working within a DMCC-rated facility raises their standing with financiers, potentially boosting their ability to secure necessary working capital.